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Terms and Conditions

LEGAL NOTICE:

Please read the below Terms and Conditions carefully. By accessing or browsing the Vanliner Insurance Company (“VANLINER”) website: www.vanliner.com (the “VANLINER Website”), or by downloading any materials from the VANLINER Website, you agree to be bound by the Terms and Conditions set forth below. If, at any time, you wish to not be bound by these Terms and Conditions, you should not access or use the VANLINER Website.

TERMS AND CONDITIONS

Copyright. The information on the VANLINER Website, including, without limitation, all design, text, images, and other information, is protected under United States and other copyright laws and is owned by VANLINER or used under license from the copyright owner. Unless otherwise specified or agreed to by VANLINER, you may print, copy and download any information or portion of the VANLINER Website for your personal use only. You may not modify, copy, reproduce, transmit, display, perform, distribute, transfer, rent, sublicense, publish, frame, store for subsequent use, create derivative works from, or otherwise use in any other way for commercial or public purposes, in whole or in part, any information, products or services obtained from the VANLINER Website, except for the purposes expressly provided herein, without prior written consent of VANLINER. If you copy or download any information from the VANLINER Website, you agree that you will not remove or obscure any copyright or other notices or legends contained in such information. VANLINER neither warrants nor represents that your use of materials displayed on the VANLINER Website will not infringe rights of third parties not owned by or affiliated with VANLINER. Any unauthorized use of any materials on the VANLINER Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Trademarks. The trademarks, logos, and service marks displayed on the VANLINER Website (collectively the "Trademarks") are those of VANLINER and/or its affiliates. Nothing contained on the VANLINER Website should be construed as granting you any license or right to use any of the Trademarks for any purpose whatsoever without the express written consent of VANLINER.

No Warranties. The information contained on the VANLINER Website is provided without any warranties or representations as to the accuracy, completeness or timeliness of such information. VANLINER assumes no liability or responsibility for any errors or omissions in the content of the VANLINER Website. VANLINER reserves the right to modify the information contained in the VANLINER Website without notice, and makes no commitment to update the information contained in the VANLINER Website. Without limiting the foregoing, everything on the VANLINER Website is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. VANLINER assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer system or other property as a result of your access to, use of, or browsing of the VANLINER Website or downloading of any information, materials, data, text or images from the VANLINER Website.

Information Sent to VANLINER. Except as otherwise expressly stated herein, if you send, post, or communicate any information or material to the VANLINER Website, VANLINER will assume that it is not confidential or proprietary, regardless of any notices to the contrary. By sending, posting, or communicating any information or material, you grant VANLINER and its affiliates an unrestricted, irrevocable license to use, sell, reproduce, display, perform, modify, transmit and distribute those materials or information, and you agree that VANLINER is free to use any such ideas, suggestions, data, questions, concepts, know-how or techniques that you send, post or communicate, for any purpose.

Account Access. Certain areas of the VANLINER Website are protected by passwords. You may not obtain or attempt to obtain unauthorized access to such areas of the VANLINER Website, or to any other protected materials or information, through any means not intentionally made available by VANLINER for your specific use. If you have a user name and password for access to the non-public areas of the VANLINER Website, you are solely responsible for all activities that occur in connection with your user name and/or password. You should take steps to protect the confidentiality of your user name and password. If you become aware of any disclosure, loss, theft, or unauthorized use of your user name and/or password, please notify VANLINER immediately.

Information We May Collect. VANLINER does not collect personal information about you unless you choose to provide that information to VANLINER or you choose a service on the VANLINER Website that requires you to submit personal information in order to receive the selected service. Personal information may include your name, title, company name, address, email address, and phone number. Unless specifically stated on the VANLINER Website regarding certain access or services, VANLINER does not require personal information to access the VANLINER Website.

VANLINER may collect information regarding activities and use of the VANLINER Website. This information may be collected to measure the number of visits, average time of visit, pages viewed, etc., in order to evaluate the use of the VANLINER Website and improve content as may be necessary in VANLINER’s sole discretion. VANLINER does not obtain any personal information from use of the VANLINER Website.

Also, when you access the VANLINER Website, certain information may be stored on your computer. This information will be in the form of a “cookie.” Cookies are primarily used to enhance the online experience by aiding navigation and functionality of the VANLINER Website. VANLINER does not obtain any personal information from the cookies placed on your computer.

Use of Website and Accounts. Unauthorized use of the VANLINER Website and systems, including, but not limited to, unauthorized entry into VANLINER systems, misuse of passwords or misuse of any other information is strictly prohibited. You may not use the VANLINER Website in any manner that could damage, disable, overburden or impair any VANLINER Website or interfere with any other party’s use and enjoyment of the VANLINER Website. You may not attempt to gain unauthorized access to the VANLINER Website, computer systems or networks connected to the VANLINER Website through hacking, password mining or any other means. You agree that you will not engage in any activities with respect to the VANLINER Website that are contrary to applicable laws or regulations.

Linked Websites. The VANLINER Website may contain links to other websites. Such links are meant solely for our user's convenience. VANLINER has no control over, and is not responsible for content of external websites. Links to third party websites do not constitute sponsorship, endorsement, or approval of such websites or their contents. Accordingly, VANLINER does not control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, video, messages or other materials available on such websites. If you decide to access any of the third party websites linked to the VANLINER Website, you do so entirely at your own risk.

Limitation of Liability. IN NO EVENT SHALL VANLINER OR ANY OF ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL OR OTHER DAMAGES WHATSOEVER ARISING OUT OF YOUR USE OF THE VANLINER WEBSITE, INCLUDING, WITHOUT LIMITATION, LOST PROFITS, BUSINESS INTERRUPTION AND LOSS OF PROGRAMS OR OTHER DATA, EVEN IF INFORMED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification. As a condition of your use of the VANLINER Website, you agree to indemnify and hold VANLINER harmless from and against all claims, losses, liabilities, costs and expenses (including, but not limited to, attorneys’ fees) arising from your use of the VANLINER Website, or from your violation of these Terms and Conditions.

Governing Law and Jurisdiction. The laws of the state of Ohio will apply to all matters relating to the use of the VANLINER Website. Those who choose to access the VANLINER Website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent such local laws are applicable. You agree to submit to the exclusive personal jurisdiction and venue of the courts of Summit County, Ohio.

Severability. If a court of competent jurisdiction deems any provision of these Terms and Conditions unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

Violations. VANLINER reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including the right to terminate your access to the VANLINER Website for any reason, without prior notice.

Changes. VANLINER may revise these Terms and Conditions at any time, without prior notice; however, the most current version of the Terms and Conditions will always be available to you by clicking on the link at the bottom of the VANLINER Website. You are encouraged to regularly review these Terms and Conditions to ensure that you are aware of any changes. By continuing to access or use the VANLINER Website after changes in the Terms and Conditions have been posted on the VANLINER Website, you agree to be bound by the most recent version of these Terms and Conditions. These Terms and Conditions are in addition to any other agreements that may exist between you and VANLINER including any agreements that govern your use of products, services, content, tools and/or information available on the VANLINER Website.