Insurance Choices

Small Fleet Independent Owner/Operator Program



At Vanliner, our programs are tailored to meet the special needs of the owner/operator. Because we have over 30 years of experience, Vanliner can offer you exceptional insurance programs to cover your business and your future.

Why do so many owner/operators trust Vanliner? Because they get great service. They get personal attention. And they get the flexibility to choose the insurance program and coverage that will best protect their operation.


Coverage Options Include:


Business Auto Non-Trucking Liability (Bobtail) and Physical Damage

Bobtail coverage is Auto Liability coverage to protect you as an owner operator from loss or damage to third parties when the vehicle is operated for non-business use or “off-dispatch.” A combined single limit (CSL) of $1,000,000 with a $0 deductible per accident is provided.

Physical Damage coverage protects your vehicle against damage. You select the deductible amount that’s right for you.


Workers’ Compensation & Employers Liability

Workers’ Compensation coverage protects you as an owner operator in the event of a work- related injury. This coverage also protects co-drivers and casual labor. We offer this hard-to-find protection at a very competitive premium.


More Information

For more information on our Small Fleet/Independent Owner Operator Program, contact us at vanliner.custsvc@vanliner.com. Our marketing representatives look forward to speaking with you or your insurance broker!